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  • BROKER DEALER
  • HOW IT WORKS
  • MARKETPLACE
  • Own Gold Global Loan Notes

  • Argyll Street, London, UK
  • Overview
  • Investment
  • Financials
  • Our Team
  • Gallery
  • Documents
  • FAQ

INTRODUCTION

Welcome to Own Gold, your gateway to the lucrative world of gold. As an internationally recognised gold provider, we specialise in direct transactions with mines, connecting the global market through our trusted network of refineries.
 

Own Gold was established with a clear vision; to provide a diverse array of top-tier investment opportunities within the global gold sector. At the core of our mission lies a profound understanding of the inherent power of gold. Our founders take pride in curating a wide spectrum of investment avenues, ranging from loan notes, tangible bullion, and gold coins to strategic investments in international mines. Moreover, we assist Ultra-High-Net-Worth investors in harnessing substantial profits through gold trading.

Irrespective of your investment preferences, Own Gold is meticulously designed to optimise your returns in the most secure and efficient manner possible. One of the pivotal motivations behind the inception of Own Gold stems from gold's unparalleled ability to safeguard portfolios and uphold one's standard of living. In the current climate of global uncertainty, gold remains a defensive asset, consistently yielding profits amid persistently challenging investment landscapes.

Whether you're a seasoned investor well-versed in commodities or taking your initial steps into this realm, our expert team stands ready to navigate this journey alongside you. We specialise in tailoring investment strategies that align precisely with your unique aspirations and financial objectives.

Recognising the paramount importance of wellinformed decisions, we offer complete transparency and continuously updated information. Our goal is to empower you to craft a robust investment portfolio centered around the world of gold.

“Gold is money, everything else is credit”

 

OUR PURPOSE

To preserve and protect investors wealth by investing into gold. The opportunity will be via a UK Loan Note that pays a fixed return of 12% - 29% per annum.
 

One of the reasons why Own Gold was created, is because its Founders are fully aware of the power that gold holds. One of gold’s strongest advantages is that it can protect your investments, (even your standard of living) during periods of economic, monetary, or geopolitical crisis. Depending on the nature of the crisis, gold can move from a defensive tool to an offensive profit machine.

Gold is the one of the most secure stores of wealth on the planet and its consistent growth has drawn substantial investment. Artisanal and Small-Scale Mining (ASM) accounts for over 20% of annual gold production worldwide and it is within this segment that much of the recent growth has occurred.

Gold has always been in high demand as an investment and a status symbol, maintaining a strong place in investors' portfolios—now more than at any point since the 1970s

 

In a recent report by Forbes relating to the potential of gold in 2023, many analysts predict that gold is going to experience a sharp rise in value.

The graph to the left represents the total amount of gold purchased by Country in 2022. At the time of writing, gold has seen a peak of $2,039.05 per ounce, and a low of $1,648.67 per ounce.

“The Royal Mint has seen the demand for precious metals and gold jump by 200% as young investors also turn to gold as an alternative to other assets”,

Andrew Dickey, Royal Mint.


Own Gold is a UK based gold provider that has created a unique turn-key investment opportunity for those looking to build wealth by investing in gold.
 
SECURE GOLD WITH A

BELOW MARKET

DISCOUNT

 

Founded in 2022, the company has spent the last year developing key relationships across Africa, UAE, South America, Australia and the surrounding Pacific Islands. Areas which are rich in natural resources and home to some of the world’s largest gold mines.

 

OUR PROCESS

  • Locate active supply chains and lock in for a minimum term of 12 months via an SPA.
  • Secure transportation via Transguard / Brinks or Emirates Sky Cargo to our global refinery network.
  • Upon delivery the assay is conducted to verify the purity before funds are released.
  • Once refined the Pure Bullion will be hallmarked for delivery to our end buyers.
 

Once the gold is mined, it is then shipped to one of our preferred refineries based in the UK, UAE, Switzerland or Australia, depending on the location of the gold. Our partners in these refineries have also agreed the purchase of the gold upon refining at a discount of up to -1% below spot per tranche.

Company Info

THE FOUNDERS

 

Meet the visionary co-founders of Own Gold, pioneering a business that not only yields lucrative opportunities for investors but also champions community empowerment in the regions where gold originated. Their dedication intertwines profit and social impact, fostering a platform that redefines responsible entrepreneurship at Own Gold.

 

Key People

CARMEN KENNISON-BROOKS

Co-Founder

“We’ve created Own Gold to help individuals and institutions buy and invest into an asset that provides short term gains and long term wealth. By doing so means we can help people take control of their own finances and build a sustainable future with us here at at Own Gold.”

LAUREN WARLOW

Co-Founder

“We’re proud to have created a ‘one-stop’ investment hub that’s all things gold. It allows all types of investors a chance to fully diversify their portfolio across one of the most stable asset classes in the world.” Join us on this journey to financial freedom.”

Investment Highlights

The Process: Buying and Selling Gold

Our gold buying an selling cycle takes only 14 days, meaning we are able to purchase gold twice per month, over a 12 month term. This is how we’re able to offer multiple return options for different types of investors, depending on their interest.

Day 1

Investment Received

Funds received via UK FCA Regulated Forex provider who immediately transfers raised funds to Own Golds principle to hold for the mining of gold.

Day 2

Mining Begins

The seven day mining process begins for the purchase of gold based on the amount of funds sent by Own Gold to determine the level of quantity.

Day 8

The Process

Once extracted, the gold is sent for smelting and assaying before being shipped to our refineries in either Australia or Dubai.

Day 10

Confirmation of Gold

The gold is re-assayed and certified at our preferred refinery to confirm the quantity and purity of gold to 999.9% gold bullion.

Day 12

Sale of Gold

The pure gold bullion is now ready to be sold to our end buyer for immediate profits.

Day 14

Profits Received

Profits are received on day 14 and recycled into the next 14-day tranche in order to achieve maximum profit over a 30-day timeframe.

Financial Snapshot

  • Investment Type: Precious Metals
  • Offering Type: Debt
  • Funding Goal: $30,000,000
  • Minimum Investment Amount: $25,000

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Documents

Project Title Document Title Action
Own Gold Global Loan Notes Own Gold Product Overview Bi-Monthly View
Own Gold Global Loan Notes 1 Year Own Gold Product Overview View
Own Gold Global Loan Notes 2-5 Year Own Gold Product Overview View
Own Gold Global Loan Notes Information Memorandum 2025 - £25m View
Own Gold Global Loan Notes Short Information Memorandum 2025 View
Own Gold Global Loan Notes Security Trust Deed for £25m View

Investment Location

Financials

PROPOSED TERMS OF THE OFFER

 

The Company is offering the opportunity for investors to subscribe for Loan Notes in Own Gold Global Limited as part of its expansion program. This will be via a five-year term with options to redeem every 12-months if income options have been selected. There is no break-clause for 5-year compounded options. The Loan Note totalling £25,000,000.

 
Investment Term
  • The investment term is 12-60 months with all capital paid back at maturity.
  • Opportunity to re-invest after initial 12-month investment term.
Returns
  • Returns payable 12%-18% per annum over a period of 12-60 months.
  • Growth payable on redemption between 18%-29% per annum.
 

1 YEAR | MONTHLY INCOME INVESTMENT EXAMPLE

Investment Amount Investment Return Monthly Payment Annual Interest
£25,000 12% £250 £3,000
£50,000 12% £500 £6,000
£100,000 12% £1,000 £12,000

5 YEAR | COMPOUNDED INVESTMENT EXAMPLE

Investment Amount Investment Return Annual Payment Total Interest
£25,000 145% N/A £36,250
£50,000 145% N/A £72,500
£100,000 145% N/A £145,000
 

The Loan Note will be a five-year investment with an option to exit and redeem capital on month twelve. Interest options will be payable monthly, quarterly or yearly, with additional compounding options for two-to-five-years depending on the interest chosen. All proceeds from the issue of the Loan Notes will be used to acquire 999.9% pure gold bullion. Own Gold intends to repay the principal and interest on the notes via the sale of pure refined gold bullion bars.

Before the maturity dates of the Loan Notes which they hold, Loan Note Holders will be given the opportunity to reinvest their capital in new Loan Notes, if available at that time.

This option is available to all subscriptions over £10,000. The Company reserves the right to issue Loan Notes at a discount and/or to pay an enhanced interest rate and/or to redeem Loan Notes at more than their nominal value upon maturity.

 
 

EXIT STRATEGY

Mergers & Acquisition

Sell to large funds or institutions

Continuing the operations in house and pay out all shareholders

Selling the business as an operational and profitable entity

 

Own Gold possesses a multitude of exit options poised to materialise upon the culmination of its anticipated 5-year milestone. Moreover, in the event of surpassing these milestones within the stipulated time-frame or even prior, Own Gold has proactively forged alliances with a strategic partner, paving the way for a seamless transition to an IPO via SPAC.

Our commitment to sustainability and growth is exemplified by its annual allocation of profits towards both investor payouts and business expansion endeavors. This cyclical reinvestment strategy ensures a consistent flow of funds to meet investor obligations while concurrently propelling the company toward its full potential.

Throughout the fundraising journey, Own Gold's clientele can rest assured in the knowledge that their investments are safeguarded by a robust fixed and floating charge over the company. As such, the strategic utilisation of these funds at opportune moments becomes paramount, underscoring the imperative nature of prudent financial management for sustained business prosperity.

 

OWN GOLD EXIT FORECASTS

 

$15

TRILLION

GOLD MARKET CAP VALUE

$500

MILLION

OWN GOLD FORECAST VALUE

Perks

Frequently Asked Questions (FAQ)

How does Own Gold make money?
We run multiple tranches of gold each month at a discounted price
What is the minimum investment?
£25,000 (or the equivalent in any other currency)
What currencies do you accept?
GBP | EUR | USD | AED plus over 20 other currencies accepted
Do you deduct Withholding Tax?
No tax deducted all investors will be liable for their own tax.
Type of investors
High-Net-Worth and Sophisticated Investors
Security of funds
Funds sent to a UK Bank Account and segregated until the gold is ready for purchase
What date are your monthly payments?
1st of the month (if this falls on a weekend or bank holiday it is the next working day)
Can I be paid into an international bank account?
Yes, we pay returns into any bank account of your choosing
Do you have offices I can visit?
Of course, we have our head office in Surrey and our trading office in London so visits are welcome
How does your JV option work?
Our JV options are for UHNW investor who will be placed into their own tranches for maximum growth
Do you sell Investment-Grade Gold?
Yes, we offer a range of investment-grade bullion bars and coins via our website www.own-gold.com
How long does it take for me to receive my funds back on exit?
We require a 30 day notice period from the date of your exit to ensure funds are paid back
Can I invest via a Limited Company?
Yes, we just require your company corporation documents and information on all shareholders
Are you FCA Regulated?
We are not FCA Regulated however, we abide by a strict company-wide ethics policies that ensures social responsibility and the utmost accountability for every step in our trade
Will I receive any updates on my investment?
We will provide an update via email monthly and also create quarterly company reports

Discussion

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Terms

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$13,000,000 raised of $30,000,000 goal

Investment Summary

  • Deal Type: Loan Note
  • Sponsor: Own Gold
  • Hold Period: 12 - 60 months
  • Funding Goal: $30,000,000
  • Investment Type: Precious Metals
  • Min. Investment: $25,000
  • Product Overview

Documents

Own Gold Product Overview Bi-Monthly
1 Year Own Gold Product Overview
2-5 Year Own Gold Product Overview
Information Memorandum 2025 - £25m
Short Information Memorandum 2025
Security Trust Deed for £25m

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